SERVICES

SERVICES

When you think about needing legal services or needing an attorney, what comes to mind? I know my first thought is “expensive.” Most attorneys charge retainers of $1,000.00 or more and they bill their time at $200.00 an hour or more. Depending on the type of case, there are ways to minimize the cost.

Pro bono attorneys will assist you for free, however, they are hard to find and only accept certain types of cases.  You would need to check with your local Bar Association to find a list of pro bono attorneys and the types of cases they accept.

Some employers will offer “prepaid legal services.”  These are essentially discounts on legal services if you retain or contact certain attorneys or law firms. Frequently these involve a free 30 minute consultation and then a discount on their hourly rate or retainer if they accept your case.

In some cases, you can retain an attorney to manage only a piece of your case for a flat fee, but this can get expensive.  You also run the risk that you will miss something as you would represent yourself in the main case and could easily miss something.

You can, of course, represent yourself and avoid the expense of retaining an attorney. This, however, comes with many risks.

Another option is a membership program, such as  WayBeyond Rewards. WayBeyond Rewards offers legal services performed within 24 hours by experienced local lawyers starting at $39.99.   These services can range anywhere from general advice to document review or uncontested divorces.   The nice thing about WayBeyond Rewards is that they offer rebates, discounts, and coupons on everything from utilities and childcare to eating out and traveling for only $24.99 a month. You can check them out at https://waybeyondclub.com/

Just a few options to consider when thinking legal services.  Hopefully, this helps you in your search to save money.

-Submitted by EasyStreets_Amy

CREDIT

CREDIT

The quality of your credit score should not affect the quality of your shopping options! WayBeyond Rewards members have the ability to apply for a revolving line of credit with our Lending Partner, Loyalty Lending. Our members are eligible to receive a Preferred Lending Rate – at a very low APR of only 5.99%. Regardless of your credit score, FICO score or overall credit history, Loyalty Lending underwrites to create approvals not rejections.

Apply online, on a tablet or even from your cell phone as Loyalty Lending uses a “No Type-No Write” technology that can have you approved in just seconds. Find out if you are eligible for a loan even before you join by obtaining an instant Advisory Approval. No surprises, no disappointments, no regrets. If you’re already a member, simply log-in to your member area and follow the on-screen prompts to apply.

Borrowing at amazing low rates is just another awesome benefit of being a WayBeyond Rewards member. Plus with your line of credit, you also get free ID protection, credit monitoring and financial education tools. It’s a no-brainer! Join Today!

-Submitted by AllAboutMoney_Baby